Joanne Carsillo joined FBC Mortgage, LLC in 2015. Prior to joining FBC Mortgage, LLC Joanne worked in the mortgage business for over 25 years. She is proficient in all areas of the mortgage business but specializes in analyzing complex self-employed borrower scenarios, assessing warrantability of condominium projects, pre-underwriting an application, Foreign National Products, Conforming & FHA products and High Net Worth Borrowers with complex corporate structures. Joanne graduated from of NCSU, Raleigh, NC in 1985. She majored in Business Management and Economics. Cum Laude. When not working to finance her clients homes you can find her cooking, gardening, working out, and enjoying outdoor activities.